Adjustable office chairs
Compare seat height, lumbar adjustment and dimensions. A chair should suit your desk and the time you spend seated.
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Startup Cost Calculator
Build your launch budget, allow for running costs and see the funding you need.
Your numbersGBP · No sign-up · Inputs stay on this page
Total startup funding required£5,665.00
One-off costs£2,750.00
Working capital£2,400.00
Contingency allowance£515.00
Illustrative starting figures. Replace them with your own estimates. Results are general planning information, not personalised financial or tax advice.
Understand the result
How it is calculated
One-off costs = setup + equipment + software + marketing + insurance + opening inventory. Working capital = monthly operating costs × months funded. Contingency = (one-off costs + working capital) × contingency percentage. Total funding = all three amounts.
A worked example
£2,750 of one-off costs plus £800 a month for 3 months gives £5,150. A 10% contingency adds £515, making the funding target £5,665.
Common questions
How much working capital should I allow?
Test several periods based on payment terms, seasonality and how long it may take to win customers. Three months is an editable example, not a recommendation.
Should I include VAT?
Use a consistent cash basis. If VAT is a cost you cannot recover, include it. If you can recover it, consider the timing of the cash outflow and reclaim separately.
Keep planning
Buy with a plan
Business essentials, thoughtfully chosen
Useful categories for your workspace. Start with what you need and check the full cost before buying.
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External monitors
Check screen size, resolution, connections and whether your laptop can drive the display.
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Choose a layout and connection you can use comfortably. Check device compatibility and replaceable batteries.
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